Quote:
|
Your new cap for your tooth is not a financial catastrophe. In a more efficient and honest world, you wouldn't even be able to purchase an insurance policy that covers something that incidental. You're bitching cause that damned insurance company won't cover your cap under the copayment, but the thing you don't realize is that your so-called dental insurance is costing you way more money than you'll ever save by having it.
|
Actually, my company pays the majority of my insurance premium both for dental and medical. Without it, over the last year I would have had to shell out over $8000.00 for dental work and $10000.00 for medical coverage including when my apendix burst. This doesn't include what I would have paid for meds if I didn't have the insurance. For someone who only has $50.00 a month after bills are paid, that is financial ruin.
So please explain to me how I would save more money if I didn't have insurance?
And I am not "bitching" about it. My policy states they are to cover crowns at 80% If that is what they are paid to cover then that is what they should cover. If you pay for something, shouldn't you get what you pay for?