[k0k0]

It was pretty easy getting the charges taken off by going to the bank. Waiting for microsoft to get them back to me didn't work. I waited over a month for microsoft before just going to the bank and getting them reversed that day. The thing that made it horrible was that I couldn't play online with my account for those 2 months. When any multiplayer game would come out. Sure, I could create another account, but really didn't feel the need to. That said, I still like using xbox live more than any other service.