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Jan 11th, 2010, 01:22 PM
I doubt that if everyone bought it, the rates would be lowered, much like gas and crisiseses. Once it's up, it stays up. They make a shit ton of profit and look for another excuse to raise it even higher.
I know the emergency room thing is used as an excuse, but I don't see how that effects insurance, I guess maybe the hospitals insurance is through the same people we get our insurance from.
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